Six Reasons to Consider Health Insurance

Six Reasons to Consider Health Insurance

Good health is something we all often take for granted, but the reality is that all of us will need medical treatment at some point in our lives.
Traditionally in Nigeria, many people rely solely on Out Of Pocket (oop) for their medical care, but, they could benefit tremendously from health insurance participation.
The following are six reasons why people should consider some form of health insurance:
1: Fast treatment  When a person is ill or injured time can pass frustratingly slowly. With health insurance the waiting time between referral and treatment are greatly reduced. In addition there is no waiting for hours past your appointment time to see the consultant.
2: Peace of mind People insure their homes, cars and other valuables to give them peace of mind so that if something happens they know they are covered financially and can replace what has been lost.
Good health is our most value asset and though it is not always something that can be replaced it should be protected. Health insurance means that should anything go wrong; the person is in a position to get the right treatment as quickly as possible and in a clean environment.
3: Freedom of choice Being able to choose a healthcare provider hospital and where you want to be treated is one of the major benefits of health insurance cover.


4: Privacy When someone is ill, privacy and peace of mind can be an important factor in helping a person relax and this subsequently assists recovery. Health insurance provides access to private treatment should it be required.
5: Continuity of care Health insurance can mean that people who need repeat medical appointments are more likely to see the same consultant..
6: Specialist claim team When someone is unwell or injured they just want to get better. Having people to support them through the treatment process can reduce worry and help the person find the best treatment solution for them.
Some health insurers have teams that deal specifically with medical conditions, such as cancer and/or provide specialist assistance in treatment sourcing.

Health  insurance is right for everyone  and can provide a very beneficial service for many people in Nigeria. It can provide fast, private medical care giving people peace of mind and freedom of choice plus specialist support and continuity of care.
Get more information on HMO/NHIS, get your own copy of the book on Health Insurance-How to benefit and afford it
Contents of the book HERE
Thanks
Dr. Wale Adeleke